Judy’s banking career, consisting primarily of mortgage banking, spans twenty-seven years. Judy has held executive leadership roles on teams engaged in either mortgage or business banking, and economic development. She has held leadership roles with highly successful teams responsible for leading and supporting mortgage and business banking teams, including compliance, sales, and operations team functions. Her scope of personnel responsibility has included teams of up to 78 operations support staff spread over two states, and forty-five sales staff spread over three states. Judy has had a substantial history of improving the outcome of existing teams and the build out of new highly successful teams. Prior to her mortgage banking career, Judy served five years active duty in the USAF, in a civil engineering and construction management capacity. Judy enjoys gardening, running, skiing and travel in her free time. Judy and her partner Chris, live with their two dogs, in Saint Louis, Missouri.